Learn Investing
Free guides and articles to help you understand IPOs, mutual funds, trading strategies, and personal finance.
How to Apply for an IPO in India - Complete Guide
Step-by-step guide to applying for IPOs through UPI, ASBA, and online broker platforms.
Understanding Grey Market Premium (GMP)
What is GMP, how it works, and should you base your IPO decisions on it?
SIP vs Lump Sum - Which is Better?
Detailed comparison of systematic and one-time investment approaches with historical data.
How to Open a Demat Account Online in 2026
Step-by-step process to open a Demat account for free with Zerodha, Groww, or Upstox in under 10 minutes.
What is CAGR and How to Calculate It
Understanding Compound Annual Growth Rate with formula, examples, and how to use it to compare investments.
Best Tax Saving Investments Under Section 80C
Complete list of 80C options: ELSS, PPF, NPS, life insurance, EPF, NSC — compared by returns and lock-in.
Index Funds vs Mutual Funds - Which Should You Choose?
Active vs passive investing in India. When index funds make sense and when active funds outperform.
How to Check IPO Allotment Status Online
Step-by-step guide to check allotment on KFin, Link Intime registrar websites using PAN or application number.
How to Start Investing with ₹500 Per Month
Beginner's guide to starting a SIP with just ₹500. Best funds, platforms, and how small amounts compound over time.
Direct vs Regular Mutual Fund - Which is Better?
Why direct plans give 1% higher returns, how to switch from regular to direct, and when regular makes sense.
Frequently Asked Questions
How should a beginner start investing in India?
Start with these steps: (1) Open a demat + trading account with a broker like Zerodha or Groww. (2) Begin a SIP of ₹500–₹5,000 in a large-cap or flexi-cap mutual fund. (3) Learn the basics of equity, debt, and mutual funds from our guides above. (4) Never invest money you might need in the next 2–3 years.
What is the difference between stocks and mutual funds?
Stocks are individual company shares — you pick one company and bear its full risk/reward. Mutual funds pool money from thousands of investors and invest in 30–100 stocks, managed by a professional. Mutual funds offer diversification and are better for beginners. Stocks offer higher potential returns but need research and monitoring.
How much money do I need to start investing?
You can start with as little as ₹100 for mutual fund SIP, ₹500 for most equity mutual funds, and any amount to buy stocks (even 1 share). There's no minimum barrier. The key is to start early and stay consistent — even ₹1,000/month for 20 years at 12% return grows to ₹10 lakh.
Are these guides suitable for complete beginners?
Yes, all our learn articles are written for beginners with zero prior knowledge. We explain every concept from scratch with real Indian examples, practical tips, and step-by-step instructions. Each article also links to relevant calculators so you can practice with your own numbers.