Finance Tools
Free, fast, and accurate calculators to help you plan investments, estimate returns, and analyze risk.
Investment Calculators
SIP Calculator
Calculate your wealth growth through Systematic Investment Plans. See how small monthly investments compound over time.
Lumpsum Calculator
Calculate returns on one-time lumpsum investments in mutual funds or stocks over different time periods.
SWP Calculator
Plan systematic withdrawals from your mutual fund corpus. See remaining balance and how long your money lasts.
CAGR Calculator
Find the Compound Annual Growth Rate of your investments. Compare performance across different time periods.
Return Simulator
Simulate investment returns with different scenarios. Model best-case, worst-case, and expected outcomes.
Step-Up SIP Calculator
Calculate returns when you increase SIP by a fixed percentage every year. See how step-up creates 50-70% more wealth than a flat SIP.
Loans & Savings
EMI Calculator
Calculate your monthly EMI for home loans, car loans, or personal loans. Visualize your repayment schedule.
FD Calculator
Calculate Fixed Deposit maturity amount and interest earned. Compare quarterly vs annual compounding returns.
PPF Calculator
Calculate Public Provident Fund maturity value. Plan your 15-year PPF investment with current interest rates.
NPS Calculator
Estimate your National Pension System corpus at retirement. Plan monthly contributions for your pension goal.
Tax & Goal Planning
Tax Calculator
Calculate STCG and LTCG tax on stocks, equity MFs, debt MFs, and gold with updated 2024 Budget tax rules. · FY 2025-26 slabs
Tax Saving Planner
Plan your tax savings with HRA, 80C, 80D, NPS deductions. See tax before vs after optimisation under Old Regime.
Goal-Based Planner
Plan any financial goal — education, marriage, home. Get inflation-adjusted target and monthly SIP or lumpsum needed.
Retirement Calculator
How much corpus do you need to retire? Get inflation-adjusted retirement goal and exact monthly SIP required.
Rent vs Buy Calculator
Should you rent or buy a house? Compare total financial outcome of renting + investing vs buying over 10-30 years.
Portfolio Analysis
About Our Finance Tools
IPOFins provides free financial tools to help Indian investors make informed decisions. Our tools cover everything from SIP planning and CAGR computation to EMI estimation and IPO profit analysis. Each calculator is designed for speed, accuracy, and ease of use on any device.
Frequently Asked Questions
Are these calculators free?
Yes, 100% free. No signup, no login, no hidden charges. All calculations run in your browser. No data stored.
How accurate are the results?
Our calculators use standard financial formulas and give mathematically accurate results. However, actual investment returns vary due to market conditions. Use as planning tools, not guarantees.
Can I use these on mobile?
Yes. All tools are fully responsive — sliders and inputs work on touch devices. No app needed.
Which calculator should I start with?
For beginners: SIP Calculator (plan monthly investments). For loans: EMI Calculator. For comparing investments: CAGR Calculator. For IPO investing: IPO Profit Calculator.