HDFC ELSS Tax saver (An Open-ended Equity Linked Savings Scheme with a statutory lock in of 3 years and tax benefit)
Current NAV
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1Y Return
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AUM
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Category
ELSS
Top Holdings
Top stocks held by this fund as of May 2026 (Source: AMC monthly disclosure)
ICICI Bank Ltd.
Banks
HDFC Bank Ltd.
Banks
Axis Bank Ltd.
Banks
Maruti Suzuki India Limited
Automobiles
Bharti Airtel Ltd.
Telecom - Services
Kotak Mahindra Bank Limited
Banks
SBI Life Insurance Company Ltd.
Insurance
Reliance Industries Ltd.
Petroleum Products
HCL Technologies Ltd.
IT - Software
Hyundai Motor India Limited
Automobiles
Power Grid Corporation of India Ltd.
Power
Bajaj Auto Limited
Automobiles
Tata Steel Ltd.
Ferrous Metals
Infosys Limited
IT - Software
Eternal Limited
62
Britannia Industries Ltd.
Food Products
Larsen and Toubro Ltd.
Construction
JSW Steel Ltd.
Ferrous Metals
Apollo Hospitals Enterprise Ltd.
Healthcare Services
Bosch Limited
Auto Components
📋 All returns shown are for Direct-Growth plan. Data from AMC monthly portfolio disclosure.
SIP in HDFC ELSS Tax saver (An Open-ended Equity Linked Savings Scheme with a statutory lock in of 3 years and tax benefit)
If you had invested ₹10,000/month via SIP:
1 Year SIP
₹127,200
Invested: ₹1,20,000
3 Year SIP
₹403,200
Invested: ₹3,60,000
5 Year SIP
₹744,000
Invested: ₹6,00,000
Invest in HDFC ELSS Tax saver (An Open-ended Equity Linked Savings Scheme with a statutory lock in of 3 years and tax benefit)
Start SIP from ₹500/month on these platforms
Portfolio Overlap
Funds that share the most stock holdings with HDFC ELSS Tax saver (An Open-ended Equity Linked Savings Scheme with a statutory lock in of 3 years and tax benefit).
View full overlap analysis →More ELSS Funds
About ELSS Funds
ELSS mutual funds are a category defined by SEBI (Securities and Exchange Board of India) under their mutual fund categorization framework. These funds invest primarily in equities that match the elss profile, with specific allocation mandates that fund managers must follow. The category determines the fund's risk-return characteristics and its suitability for different investor profiles.
When evaluating a ELSS fund like HDFC ELSS Tax saver (An Open-ended Equity Linked Savings Scheme with a statutory lock in of 3 years and tax benefit), key metrics to consider include: 3-year and 5-year CAGR (rolling returns are more reliable than point-to-point), expense ratio (Direct plans have lower costs), portfolio turnover, standard deviation (volatility measure), Sharpe ratio (risk-adjusted returns), and alpha generation over benchmark. A fund that consistently beats its benchmark index over multiple market cycles is a strong candidate.
For long-term wealth creation, ELSS funds work best with a systematic investment plan (SIP) over 5+ years. SIP helps average out market volatility through rupee cost averaging. Lump sum investments are better timed during market corrections. Always ensure your mutual fund portfolio is diversified across 3-4 categories rather than concentrating in a single fund type. Consult a SEBI-registered investment advisor for personalized advice based on your financial goals and risk appetite.
Frequently Asked Questions
Is HDFC ELSS Tax saver (An Open-ended Equity Linked Savings Scheme with a statutory lock in of 3 years and tax benefit) good for SIP?
HDFC ELSS Tax saver (An Open-ended Equity Linked Savings Scheme with a statutory lock in of 3 years and tax benefit) is a ELSS fund with moderate risk. For SIP investors, consistency of returns matters more than absolute returns. Check the fund's rolling returns and standard deviation before committing to a SIP. ELSS funds are generally suitable for SIP with a minimum 5-year investment horizon for optimal results.
What is the risk level of this fund?
HDFC ELSS Tax saver (An Open-ended Equity Linked Savings Scheme with a statutory lock in of 3 years and tax benefit) is categorized as moderate risk as per SEBI's riskometer methodology. This assessment considers market cap allocation, sector concentration, and historical portfolio volatility. This risk level indicates relatively stable returns with moderate portfolio fluctuation.
How to invest in this fund?
You can invest in HDFC ELSS Tax saver (An Open-ended Equity Linked Savings Scheme with a statutory lock in of 3 years and tax benefit) (Direct-Growth plan) through platforms like Groww, Zerodha Coin, Kuvera, or directly from the AMC website. Minimum SIP amount starts at ₹500/month on most platforms. Complete KYC (PAN + Aadhaar verification) is mandatory before your first investment.
What are the tax implications?
For equity mutual funds in India: Short-term capital gains (units held less than 1 year) are taxed at 20%. Long-term capital gains (held more than 1 year) above ₹1.25 lakh in a financial year are taxed at 12.5%. ELSS funds have a mandatory 3-year lock-in period. Dividend income from mutual funds is added to your income and taxed at your applicable slab rate.