IPO Profit Calculator
Estimate your potential profit or loss from an IPO investment. Enter issue price, expected listing price, lot size, and number of lots applied.
Estimated Profit
+₹4,500
+30.0% return
Investment
₹15,000
Listing Value
₹19,500
Total Shares
30
Frequently Asked Questions
How to calculate profit from IPO?
IPO Profit = (Listing Price - Issue Price) × Number of Shares. Example: 1 lot of 30 shares at ₹500, listed at ₹650 → profit = (650-500) × 30 = ₹4,500.
How much can I invest in an IPO?
Retail investors can apply up to ₹2,00,000. You must apply in lot multiples — minimum is 1 lot, maximum depends on lot size and price band staying within ₹2L.
What is the minimum investment for IPO?
Minimum is 1 lot × upper price band. If lot size = 30 shares at ₹500, minimum = ₹15,000. This varies per IPO.
Is IPO profit taxable in India?
Yes. Selling on listing day = STCG at 15%. Holding over 1 year = LTCG at 10% (above ₹1L exemption). Most IPO investors sell on listing day, so 15% tax applies.
How to Use This IPO Profit Calculator
Enter the IPO issue price (upper band), expected listing price (based on GMP or your estimate), lot size, and number of lots you've been allotted. The calculator shows your total investment, expected sale value, and net profit or loss.
Common Use Cases
- Estimating listing day profit before selling
- Deciding whether to sell on listing or hold based on expected gains
- Comparing profit across different IPOs you've applied for
- Planning tax implications on listing gains (15% STCG)
Maximizing IPO Returns
Apply for 1 lot from multiple family Demat accounts to increase allotment chances. Track GMP trends in the days before listing — rising GMP usually signals strong demand. For SME IPOs with very high subscription (50x+), consider that allotment probability is low but listing gains tend to be high. Always set a stop-loss on listing day to protect against unexpected negative opens.