OnEMI Technology (Kissht) IPO

The price band is ₹171 per share with a lot size of 87 shares. Minimum investment: ₹14877.

OnEMI Technology Solutions Limited is a technology-enabled lender in India that provides digital credit solutions through its mobile application. The company offers personal and business loans designed for consumption and financial needs, with services covering the entire loan lifecycle, including customer onboarding, underwriting, disbursement, servicing, and collections. It uses data analytics, artificial intelligence, and machine learning models for credit assessment, risk management, and collections, and operates through both on-book lending and partnerships with banks and NBFCs for off-book lending. The company runs a cloud-based, fully integrated lending platform supported by in-house technology systems, such as loan origination and loan management systems. It operates across India, with a widespread collection network covering over 17,000 pin codes and customer acquisition through digital channels, merchant partnerships, and e-commerce platforms.

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OnEMI Technology (Kissht) was founded by Mr Ranvir Singh in 2016.