Templeton India Value Fund
Current NAV
₹787.22
1Y Return
+0%
3Y Return
+14.3%
5Y Return
+16.2%
AUM
₹2,075 Cr
Expense Ratio (Direct)
--
Category
Value
Top Holdings
Top 20 of 45 stocks held by this fund as of May 2026 (Source: AMC monthly disclosure)
HDFC Bank Limited
Banks
Axis Bank Limited
Banks
Reliance Industries Limited
Petroleum Products
ICICI Bank Limited
Banks
Tata Consultancy Services Limited
IT - Software
OIL & NATURAL GAS CO.
Oil
Infosys Limited
IT - Software
Cipla Limited
Pharmaceuticals & Biotechnology
Maruti Suzuki India Limited
Automobiles
BROOKFIELD INDIA REAL ESTATE TRUST
Realty
Tata Steel Limited
Ferrous Metals
Rural Electrification Corporation Ltd.
Finance
ITC Limited
Diversified FMCG
RBL Bank Limited
Banks
Tata Motors Passenger Vehicles Limited
Automobiles
NTPC Limited
Power
IDFC First Bank Limited
Banks
HDB Financial Services Limited
Finance
Bandhan Bank Limited
Banks
Dr Reddys Laboratories Limited
Pharmaceuticals & Biotechnology
📋 All returns shown are for Direct-Growth plan. Data from AMC monthly portfolio disclosure.
SIP in Templeton India Value Fund
If you had invested ₹10,000/month via SIP:
1 Year SIP
₹127,200
Invested: ₹1,20,000
3 Year SIP
₹411,480
Invested: ₹3,60,000
5 Year SIP
₹794,400
Invested: ₹6,00,000
Invest in Templeton India Value Fund
Start SIP from ₹500/month on these platforms
Portfolio Overlap
Funds that share the most stock holdings with Templeton India Value Fund.
View full overlap analysis →More Value Funds
About Value Funds
Value mutual funds are a category defined by SEBI (Securities and Exchange Board of India) under their mutual fund categorization framework. These funds invest primarily in equities that match the value profile, with specific allocation mandates that fund managers must follow. The category determines the fund's risk-return characteristics and its suitability for different investor profiles.
When evaluating a Value fund like Templeton India Value Fund, key metrics to consider include: 3-year and 5-year CAGR (rolling returns are more reliable than point-to-point), expense ratio (Direct plans have lower costs), portfolio turnover, standard deviation (volatility measure), Sharpe ratio (risk-adjusted returns), and alpha generation over benchmark. A fund that consistently beats its benchmark index over multiple market cycles is a strong candidate.
For long-term wealth creation, Value funds work best with a systematic investment plan (SIP) over 5+ years. SIP helps average out market volatility through rupee cost averaging. Lump sum investments are better timed during market corrections. Always ensure your mutual fund portfolio is diversified across 3-4 categories rather than concentrating in a single fund type. Consult a SEBI-registered investment advisor for personalized advice based on your financial goals and risk appetite.
Frequently Asked Questions
Is Templeton India Value Fund good for SIP?
Templeton India Value Fund is a Value fund with high risk. For SIP investors, consistency of returns matters more than absolute returns. Check the fund's rolling returns and standard deviation before committing to a SIP. Value funds are generally suitable for SIP with a minimum 5-year investment horizon for optimal results.
What is the risk level of this fund?
Templeton India Value Fund is categorized as high risk as per SEBI's riskometer methodology. This assessment considers market cap allocation, sector concentration, and historical portfolio volatility. Higher risk funds may deliver better long-term returns but expect 20-40% drawdowns during market corrections.
How to invest in this fund?
You can invest in Templeton India Value Fund (Direct-Growth plan) through platforms like Groww, Zerodha Coin, Kuvera, or directly from the AMC website. Minimum SIP amount starts at ₹500/month on most platforms. Complete KYC (PAN + Aadhaar verification) is mandatory before your first investment.
What are the tax implications?
For equity mutual funds in India: Short-term capital gains (units held less than 1 year) are taxed at 20%. Long-term capital gains (held more than 1 year) above ₹1.25 lakh in a financial year are taxed at 12.5%. ELSS funds have a mandatory 3-year lock-in period. Dividend income from mutual funds is added to your income and taxed at your applicable slab rate.