IPO Profit Calculator
Estimate your potential profit or loss from an IPO investment. Enter issue price, expected listing price, lot size, and number of lots applied.
Estimated Profit
+₹4,500
+30.0% return
Investment
₹15,000
Listing Value
₹19,500
Total Shares
30
Frequently Asked Questions
How to calculate profit from IPO?
IPO Profit = (Listing Price - Issue Price) × Number of Shares. Example: 1 lot of 30 shares at ₹500, listed at ₹650 → profit = (650-500) × 30 = ₹4,500.
How much can I invest in an IPO?
Retail investors can apply up to ₹2,00,000. You must apply in lot multiples — minimum is 1 lot, maximum depends on lot size and price band staying within ₹2L.
What is the minimum investment for IPO?
Minimum is 1 lot × upper price band. If lot size = 30 shares at ₹500, minimum = ₹15,000. This varies per IPO.
Is IPO profit taxable in India?
Yes. Selling on listing day = STCG at 15%. Holding over 1 year = LTCG at 10% (above ₹1L exemption). Most IPO investors sell on listing day, so 15% tax applies.
IPO profit and listing gain calculator
IPO investing in India requires applying within the retail quota (up to ₹2 lakh per issue per PAN). Profit depends on allotment (often partial or zero in oversubscribed issues), listing price vs issue price, and post-listing holding period. Grey market premium (GMP) indicates unofficial market expectation but is not guaranteed — track live GMP on our IPO hub.
Tax: if listed and sold within 12 months, gains taxed as STCG at 20%. If held >12 months after listing, LTCG at 12.5% above ₹1.25 lakh annual exemption. IPO shares are considered listed from listing day for holding period calculation.
Allotment probability factors
Highly oversubscribed retail quotas use lottery allotment — applying 1 lot vs max ₹2L often yields similar odds per rupee. SME IPOs may have better allotment odds but higher volatility. Check subscription status on IPO detail pages before bidding closes.
Should you sell on listing day?
Data shows mixed results — some IPOs fade after initial pop, others double over years. Use IPOFins score, sector outlook, and peer valuation (P/E vs listed competitors) before deciding. Never borrow to apply for IPOs.