PPF Calculator
Calculate how your Public Provident Fund investment grows over time. PPF offers guaranteed, tax-free returns with government backing.
PPF Calculator
Frequently Asked Questions
What is the current PPF interest rate in 2026?
The PPF interest rate is reviewed quarterly by the government. As of 2026, the rate is around 7.1% per annum, compounded annually. Check the latest RBI notification for the current quarter's rate.
What is the maximum PPF investment limit per year?
The maximum annual deposit in PPF is ₹1,50,000. The minimum required deposit is ₹500 per year to keep the account active. You can deposit in a lump sum or in up to 12 installments per year.
Can PPF be extended beyond 15 years?
Yes, PPF can be extended in blocks of 5 years after the initial 15-year maturity. You can extend with or without contributions. The interest continues at the prevailing rate.
Is PPF interest tax-free?
Yes, PPF falls under the EEE (Exempt-Exempt-Exempt) tax category. The investment qualifies for Section 80C deduction, the interest earned is tax-free, and the maturity amount is also tax-free.
How to Use This PPF Calculator
Enter your monthly investment amount, the current PPF interest rate, and the number of years you plan to invest. The calculator shows your total corpus at maturity including the accumulated interest.
Benefits of PPF
- Government-backed, zero-risk investment
- Triple tax benefit (EEE) under Section 80C
- Loan facility available after 3rd year
- Partial withdrawal allowed after 7th year